It's been a hot minute......
since I posted. But things have been good. The Hubby is so, so much better it boggles the mind. He still has a little shortness of breath now and again, but it clears quickly. He is doing more and more around here and will be returning to work on Monday. We will see how that goes. Last post I commented on how I had applied for a personal loan to pay off the credit cards. Well, we got the loan. I paid off all the credit cards but 2. I think I've talked about my budgeting software before, You Need A Budget or YNAB, well after paying off the credit cards I sat down and watched a couple of videos on how credit cards work in YNAB and a little on how to use them responsibly. We have a couple of cards that offer good rewards and I wanted to be able to use them but I don't want to lose control again. So I learned how to use YNAB to make credit cards work for me and we have been doing that. We have a Savor card that gives 3% back every time we dine out, so when we go out to eat I put