Sometimes things have to get worse.......
Because when you think about it, it is really all about mindfulness and not doing things automatically. Which I haven't quite gotten over yet. Let me explain..... Last post I talked about having a goal of paying down my debt. Excellent goal and something I absolutely will achieve, but it's going to take some time. In order for this goal to be achieved, I need to be mindful of every single penny we spend. And I'm not there yet. I sat the other day and paid off a couple of cards, paid my bills, and had a little bit of money left over. I thought that will get us through to next payday. But then I made some purchases without thinking. Only after the fact did I consider what this would do to my financial state for the rest of the month. So I am moving money around to prevent an overdrawn charge, but it may not happen quick enough. Side note: how come they can take money immediately yet it takes a couple of days to put money back??? So that is what happened. It's my own...