I usually find, that when I have a troubling problem, if I think it through thoroughly and then walk away from it, I generally come up with a solution. So after spilling my guts last night, I watched TV, colored, and went to bed. Hoping that something would come to me. It did not. What did happen is that some additional concerns arose and were added to the mix. Hubby's social security might be garnished due to an ancient child support battle. Hubby and the ex settled the child support issue, but the f*cked up state of Cal won't let it go. So if that happens and we are still here, nothing changes and life goes on as before. If that happens and we are in the midst of a move, it might be a problem. But, if we are in the midst of a move that means we've sold the house and might have the money to just pay that off and be done. But, if we stay and let them take the social security for a while, next year the balance will be quite a bit lower and less will come out of our pocket.